City of Alameda Employee Benefits

Health Insurance Waiver Form(PDF, 232KB)

Visit myCalPERS.ca.gov for more resources.

Find information on how to register a Domestic Partnership HERE.

2025 City Contribution by Bargaining Group

* Note any premium amount above the City contribution is split and deducted twice per month from employee's pay. Employees who pay a portion of their premium will have their share of the premium deducted from their final paycheck at  time of separation. If you have questions regarding whether your premium will be fully covered please reach out to Human Resources at hr@alamedaca.gov.

2025 CalPERS Health Premium Rates

*Region 1 - Premiums: Region 1 includes the Counties of Alameda, Apline, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, Eldorado, Glenn, Humboldt, Lake Lassen, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, {Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Toulumne, Yolo, and Yuba

Region 2 - Premiums: Region 2 includes the Counties of Fresno, Imperial, Inyo, Kern, Kings, Madera, Orange, San Diego, San Luis Obispo, Santa Barbara, Tulare, and Ventura

Region 3 - Premiums: Region 3 includes the Counties of Los Angeles, Riverside, and San Bernardino

*Note that that not all plans listed are available in every county. Check which plans are available in your county reviewing the Health Benefit Summary below or visiting Calpers Health Plan Search by ZIP Code.

2025 Employee Out-of-Pocket Cost by Health Plan

CalPERS Health Plan Resources

CalPERS Health Benefit Summary

CalPERS Health Program Guide

Guide to Choosing A Health Plan

View all health plan Summary of Coverage and Evidence of Coverage documents HERE

Enrollment and Change Form(PDF, 141KB)

Summary of Dental Benefits - ACEA, AMPU, EUPA, EXME, IBEW, MCEA, & PANS(PDF, 671KB)

Summary of Dental Benefits - AFCA, APMA, APOA, IAFF(PDF, 696KB)

Visit www.deltadental.com to download your insurance card and for other resources and information. 

Enrollment and Change Form(PDF, 908KB)

Vision Benefit Summary(PDF, 227KB)

Visit www.vsp.com to download your insurance card and for more resources and information.

The Medical Flexible Spending Account (FSA) allows you to set aside money from your paycheck on a pre-tax basis to use for eligible out-of-pocket medical expenses. Eligible expenses include: copays and coinsurance from your health plans for you and your eligible dependents, over-the-counter medications including feminine products, diabetic supplies, braces, dental implants or other major dental services; and eyeglasses or contact lenses. Elected amount is available on the 1^st day of the plan year (January 1^st) or 1st day of enrollment. 2025 Maximum contribution $3,300.

The Dependent Care Flexible Spending Account (FSA) allows you to save money on day care expenses for children up to age 13 (or a disabled spouse or dependent of any age who are incapable of self-care) by setting aside money from your paycheck on a pre-tax basis for use on eligible care expenses.  Eligible expenses include: After-school Care or Extended Day Programs, Licensed babysitting and childcare providers, summer or sports camps (overnight or sleepaway not eligible), disabled dependent care expenses, elder care. Reimbursements cannot exceed the election amounts deposited into the account to date (money in, money out). 2025 Maximum contribution $5,000.

2025 FSA Enrollment Form(PDF, 471KB)

FSA Savings Calculator

FSA Guidebook(PDF, 5MB)

Check eligible expenses by clicking HERE.

Forms & Other Resources

FSA Claim Form(PDF, 107KB)

How to File A Claim

Transaction Dispute Form(PDF, 268KB)

Medical Necessity Form(PDF, 48KB)

FSA Plan Summary(PDF, 223KB) & Plan Document(PDF, 161KB)

Participant Services at (866) 451-3399 or customerservice@wexhealth.com

   CalPERS Retirement Resources

for Full-Time Employees

Visit mycalpers.ca.gov to login or create an account to: view or change your current lump sum beneficiaries, view your current balance and total service credit, get a retirement estimate or file an application for retirement.  

Miscellaneous Retirement Benefits(PDF, 817KB)

Safety Retirement Benefits(PDF, 893KB)

Planning for Retirement(PDF, 595KB)

Retirement Estimate Calculator on MyCalPERS(PDF, 477KB)

Service Retirement Information and Application(PDF, 490KB)

Employment After Retirement Booklet(PDF, 199KB)

CalPERS Medicare Enrollment Guide(PDF, 1019KB)

Visit myCalPERS.ca.gov for more information and resources related to your pension plan.

PARS Retirement Resources

For Part-Time Employees

Visit  pars.org to review resources and forms to manage your PARS account.

PARS Plan Information Sheet(PDF, 196KB)

PARS Beneficiary Designation Form(PDF, 46KB)

PARS Beneficiary Add/Change Form(PDF, 231KB)

457 Deferred Compensation Information & Resources

The City offers employees three voluntary Deferred Compensation. The plans are administered by Mission Square, Nationwide, and VOYA (CalPERS) in accordance with Section 457 of the Internal Revenue Code. Roth option now available for all 457 plans.

The Deferred Compensation Plan is a supplemental retirement plan option in addition to your CalPERS pension plan. Participants of the program select a plan and a designated monthly amount to deduct from their paychecks. While you may stop your deductions at any time, you may not have access to the funds until you have separated from City employment.

Enrollment or changing forms are available below. Participation is handled through payroll deductions on a pre-tax basis. A voluntary pre-tax contribution will allow a participant to reduce their taxable income for the year and all associated earnings are not subject to tax until withdrawn.

Roth contributions are post-tax contributions, meaning the contributions are made after income taxes have been withheld. Unlike pre-tax contributions, Roth contributions do not reduce your taxable income for the year they are made.

* All enrollment forms must be submitted to Finance Payroll Division, for proper processing. All change forms must be submitted via Employee Self Service (ESS).

The IRS sets contribution limits. The current limits are listed below. Should you have questions about the limits please contact your plan representative or the Human Resources office. 

Supplemental Life Insurance Enrollment/Change Form(PDF, 61KB)

Enrollment At A Glance(PDF, 574KB)

A NOTE ABOUT TAXES Company-provided life insurance coverage over $50,000 is considered a taxable benefit. The value of the benefit over $50,000 will be reported as taxable income on your annual W-2 form.

Evidence of Insurability(PDF, 1013KB)

Evidence of Insurability - Instructions(PDF, 565KB)

Beneficiary Designation Change Form(PDF, 518KB)

 Group Life Insurance Plan(PDF, 61KB)               Group Disability Insurance Plan(PDF, 69KB)

 Mental Health Resources

• Access the City of Alameda Employee Assistance Program (EAP(PDF, 174KB))(PDF, 174KB) by calling 1-800-344-4222 or online at login.concernhealth.com with access code "alameda".
• CDC Resources on Coping with Stress can be found by clicking here.
• Disaster Distress Hotline, for those in emotional distress related to any disaster (including wildfires, civil unrest or COVID-19), 1-800-985-5990 or visit Disaster Distress Hotline.
• National Suicide Prevention Hotline: 1-800-273-8255 or visit National Suicide Prevention Hotline
• National Domestic Violence Hotline: 1-800-799-7233 or visit National Domestic Violence Hotline
• Substance Abuse and Mental Health Disorder Hotline: 1-800-662-4357 or visit Substance Abuse and Mental Health Disorder Hotline

Don't see an answer to your question?

Contact Human Resources hr@alamedaca.gov or call (510) 747-4900. 

• I am covered by my spouse's or parents' medical plan, can I waive coverage and get money back?

Yes, you may waive coverage by completing the Health Insurance Waiver Form, download by clicking here(PDF, 104KB), and providing proof of the other coverage. This can be done by your provider (spouse’s or parent’s employer) filling out the Health Insurance Waiver Form or providing a letter certifying your enrollment. If you are unable to obtain either of these documents please contact Nafisah Ali, nali@alamedaca.gov, for alternatives.

• If I waive coverage now and suddenly lose coverage, will I be able to enroll in medical coverage through the City later?

Yes, loss of coverage is a qualifying event, contact Human Resources as soon as you learn you will lose coverage and they can assist with your enrollment. Remember you will have 60 days to enroll in benefits from the date you lose coverage, but if you contact Human Resources early you may be able to avoid a gap in coverage. 

• I just got married/ registered a domestic partner/ had a baby / etc., how can I enroll my new dependent?

     Congratulations! Contact Human Resources as soon as a life event occurs and we will assist with enrolling your dependent.             Remember you have 60 days from the event date to enroll your new dependent in benefits. Contact Human Resources as soon       as possible to make sure to meet the deadline!

• What supporting documents do I need to provide if I am enrolling my dependents?

If you choose to enroll your dependents in medical, dental, or vision please provide the following documents with your enrollment forms:

• Spouse: Marriage Certificate
• Domestic Partner: State of California Domestic Partnership Registration
• Child(ren): Birth or Adoption Certificate(s) 
• Step Child(ren): Marriage Certificate/Domestic Partner Registration & Birth or Adoption Certificate(s)

• I am making changes to my benefits, when will the changes be effective?

Changes made to your medical, dental, vision during the plan year are effective the month following the return of your forms. So for example, if you return forms by March 15, the change will be effective April 1. Changes made during open enrollment are effective the first day fo the plan year (January 1).